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How riskrate works
Get started with 3 easy steps.
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Upload data in seconds
Upload a general ledger CSV or connect with the integration in seconds.
Analyse & forecast like a pro
Run cash reports with AI: easier, faster, and more accurate than ever.
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Report with a click
Share a digital cash report and forecast with a click to your customer.
Cash Flow Forecast
Know your money flow.
Run cash forecast with easy
Ensuring sufficient cash flow is one of the most important tasks for an entrepreneur. A cash flow forecast helps you understand where your money is coming from and where it's going. Predicting cash flow isn’t always easy, but it becomes especially crucial when dealing with seasonal fluctuations, bank loans, or major investments.
Improve forecast accuracy
We all know that cash flow forecasts can change quickly. The longer the forecast period, the harder it becomes to predict cash flow accurately. You can gain more insights from your forecast by comparing it to actual cash balances, such as the balance from the same period last year.
Automate cash forecasting
You can also predict cash flow using Riskrate’s automated AI forecasting model, which considers seasonal fluctuations. Riskrate’s AI models can identify risks and opportunities in cash flow that might otherwise go unnoticed. You can adjust the forecast or use it as-is.
Forecast and Stay Ahead
The accuracy of a cash flow forecast improves with continuous monitoring.
Short or long forecast period?
Cash flow forecasts can be created for both short and long terms. Short-term forecasts provide daily cash balance estimates based on open sales and purchase invoices, taxes, loan repayments, and salaries. Long-term forecasts are made on a monthly basis and are based on management’s strategic plans and goals, such as the company’s budget.
React instantly on changes
It’s completely normal for actual cash balances to differ from forecasts. However, it’s crucial to react to cash flow changes promptly. If there is a significant or consistent negative deviation, it should be investigated and addressed immediately.
Ready-to-go cash reports
Riskrate’s report gallery offers customizable monitoring reports for your clients, summarizing their cash flow forecasts and key financial indicators. A traffic light model (green, yellow, red) visually highlights areas where cash flow issues may arise.
Cash budget
A cash budget is the foundation of long-term forecasting.
Identify cash flow trends
Cash flow forecasts are closely linked to the company’s budget and profit forecast. While a budget sets long-term financial goals, a cash flow forecast ensures that short-term cash movements support these objectives. Riskrate’s automation integrates budgeting, profit forecasting, and cash flow predictions, providing a clear financial picture at all times.
How long is cash runway?
A cash flow forecast helps determine when your company may need additional funding or when there’s excess cash available for investments. Riskrate’s automation considers your business’s seasonal patterns and optimizes cash flow accordingly.
Compare budget with actual
Comparing forecasts, budgeted figures, and actual cash flow helps management make better decisions. If actual cash flow deviates significantly from the forecast, immediate action is necessary.
Get Started
Cash reserves and cash flow forecasts are at the core of your business.
Creating a cash flow forecast for the first time can be the most challenging step, especially if you don’t have historical data to work with.
However, with Riskrate, you can get started immediately: Generate a cash flow forecast with AI, upload past cash flow data, or start from scratch. This makes the process easier for beginners.
A cash flow forecast provides valuable insights into your business and helps you address financial deviations proactively. When planning cash flow, keep past fluctuations in mind to improve forecast accuracy over time.